Article 19 — Fees for the use of means of payment

Consumer Rights Directive, Directive 2011/83/EU

What does CRD Article 19 say?

Short answer, straight from the official text

Member States shall prohibit traders from charging consumers, in respect of the use of a given means of payment, fees that exceed the cost borne by the trader for the use of such means.

Source: Consumer Rights Directive, Directive 2011/83/EU, read 2026-10-13.

In the actEU 2011/83
ChapterIV · Other consumer rights
CELEX32011L0083
Read on2026-10-13

Official text

Read from the EU Publications Office for this CELEX number. The wording stands as published; nothing here is rewritten or summarised.

Member States shall prohibit traders from charging consumers, in respect of the use of a given means of payment, fees that exceed the cost borne by the trader for the use of such means.

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