Article 38 — Scope
PSD2, Directive (EU) 2015/2366
What does PSD2 Article 38 say?
Short answer, straight from the official text
1. This Title applies to single payment transactions, framework contracts and payment transactions covered by them. The parties may agree that it shall not apply in whole or in part when the payment service user is not a consumer. 2.
Source: PSD2, Directive (EU) 2015/2366, read 2026-08-14.
| In the act | EU 2015/2366 |
| CELEX | 32015L2366 |
| Read on | 2026-08-14 |
Official text
Read from the EU Publications Office for this CELEX number. The wording stands as published; nothing here is rewritten or summarised.
Jump to a point: Point 1 · Point 2 · Point 3
1. This Title applies to single payment transactions, framework contracts and payment transactions covered by them. The parties may agree that it shall not apply in whole or in part when the payment service user is not a consumer.
2. Member States may apply the provisions in this Title to microenterprises in the same way as to consumers.
3. This Directive shall be without prejudice to Directive 2008/48/EC, other relevant Union law or national measures regarding conditions for granting credit to consumers not harmonised by this Directive that comply with Union law.
The same rule in other acts
These articles carry the same official heading. The wording is not identical; read each text at its own source.
- AI Act Article 2 — Scope
- NIS2 Article 2 — Scope
- DSA Article 2 — Scope
- EUDPR Article 2 — Scope
The text is quoted from the official source and is not legal advice. A national court reads the language version that binds in its jurisdiction.
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Machine-readable summaries for AI agents: /llms.txt and /llms-full.txt.
