Article 18 — Activities
PSD2 — direktiv (EU) 2015/2366
| I rettsakten | EU 2015/2366 |
| CELEX | 32015L2366 |
| Lest | 2026-08-14 |
Offisiell tekst
Lest hos EUs publikasjonskontor for dette CELEX-nummeret. Ordlyden står slik den er publisert, ingenting er skrevet om eller sammenfattet.
Teksten vises på engelsk. Norsk er ikke et offisielt EU-språk, så den offisielle ordlyden finnes ikke på norsk.
1. Apart from the provision of payment services, payment institutions shall be entitled to engage in the following activities:
(a) the provision of operational and closely related ancillary services such as ensuring the execution of payment transactions, foreign exchange services, safekeeping activities, and the storage and processing of data;
(b) the operation of payment systems, without prejudice to Article 35;
(c) business activities other than the provision of payment services, having regard to applicable Union and national law.
2. Where payment institutions engage in the provision of one or more payment services, they may hold only payment accounts which are used exclusively for payment transactions.
3. Any funds received by payment institutions from payment service users with a view to the provision of payment services shall not constitute a deposit or other repayable funds within the meaning of Article 9 of Directive 2013/36/EU, or electronic money as defined in point (2) of Article 2 of Directive 2009/110/EC.
4. Payment institutions may grant credit relating to payment services as referred to in point (4) or (5) of Annex I only if all of the following conditions are met:
(a) the credit shall be ancillary and granted exclusively in connection with the execution of a payment transaction;
(b) notwithstanding national rules on providing credit by credit cards, the credit granted in connection with a payment and executed in accordance with Article 11(9) and Article 28 shall be repaid within a short period which shall in no case exceed 12 months;
Artikkelen fortsetter i den offisielle teksten.
Teksten er sitert fra den offisielle kilden og er ikke juridisk rådgivning. En nasjonal domstol leser språkversjonen som binder i sin jurisdiksjon.
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