Article 65 — Confirmation on the availability of funds

PSD2 — direktiv (EU) 2015/2366

Offisiell tekst

Lest hos EUs publikasjonskontor for dette CELEX-nummeret. Ordlyden står slik den er publisert, ingenting er skrevet om eller sammenfattet.

Teksten vises på engelsk. Norsk er ikke et offisielt EU-språk, så den offisielle ordlyden finnes ikke på norsk.

1. Member States shall ensure that an account servicing payment service provider shall, upon the request of a payment service provider issuing card-based payment instruments, immediately confirm whether an amount necessary for the execution of a card-based payment transaction is available on the payment account of the payer, provided that all of the following conditions are met:

(a) the payment account of the payer is accessible online at the time of the request;

(b) the payer has given explicit consent to the account servicing payment service provider to respond to requests from a specific payment service provider to confirm that the amount corresponding to a certain card-based payment transaction is available on the payer’s payment account;

(c) the consent referred to in point (b) has been given before the first request for confirmation is made.

2. The payment service provider may request the confirmation referred to in paragraph 1 where all of the following conditions are met:

(a) the payer has given explicit consent to the payment service provider to request the confirmation referred to in paragraph 1;

(b) the payer has initiated the card-based payment transaction for the amount in question using a card based payment instrument issued by the payment service provider;

(c) the payment service provider authenticates itself towards the account servicing payment service provider before each confirmation request, and securely communicates with the account servicing payment service provider in accordance with point (d) of Article 98(1).

Artikkelen fortsetter i den offisielle teksten.

Åpne artikkelen på EUR-Lex

• Forrige artikkel
• Neste artikkel

Teksten er sitert fra den offisielle kilden og er ikke juridisk rådgivning. En nasjonal domstol leser språkversjonen som binder i sin jurisdiksjon.

Tilbake til rettsakten · EU-rettsakter, lest helt ned til nasjonal lov

ExploreWorldAI is operated by Valkiv Ventures AB (Reg. no. 556995-1311), Kungsgatan 8, 111 43 Stockholm, Sweden. EU-hosted, with data processing assessed against the GDPR. Contact: hello@exploreworldai.com.

Machine-readable summaries for AI agents: /llms.txt and /llms-full.txt.