Article 68 — Limits of the use of the payment instrument and of the access to payment accounts by payment service providers

PSD2 — direktiv (EU) 2015/2366

I rettsaktenEU 2015/2366
CELEX32015L2366
Lest2026-08-14

Offisiell tekst

Lest hos EUs publikasjonskontor for dette CELEX-nummeret. Ordlyden står slik den er publisert, ingenting er skrevet om eller sammenfattet.

Teksten vises på engelsk. Norsk er ikke et offisielt EU-språk, så den offisielle ordlyden finnes ikke på norsk.

1. Where a specific payment instrument is used for the purposes of giving consent, the payer and the payer’s payment service provider may agree on spending limits for payment transactions executed through that payment instrument.

2. If agreed in the framework contract, the payment service provider may reserve the right to block the payment instrument for objectively justified reasons relating to the security of the payment instrument, the suspicion of unauthorised or fraudulent use of the payment instrument or, in the case of a payment instrument with a credit line, a significantly increased risk that the payer may be unable to fulfil its liability to pay.

3. In such cases the payment service provider shall inform the payer of the blocking of the payment instrument and the reasons for it in an agreed manner, where possible, before the payment instrument is blocked and at the latest immediately thereafter, unless providing such information would compromise objectively justified security reasons or is prohibited by other relevant Union or national law.

4. The payment service provider shall unblock the payment instrument or replace it with a new payment instrument once the reasons for blocking no longer exist.

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